Money Stuff - RV-Dreams Community Forum

rwarner22 · rwarner22

We have two TVs in our house; we are thinking about ordering 3 or even 4 in our Class A. Is that nuts? Do you use all 4 or do you wish you had not gotten one for the outside, one in the windshield, one by the refrigerator.. Any thoughts? Thanks Randy and Pam

breezy · breezy

How about finances? Can a couple with a paid for rig live fulltime on $2,150 mthly for sure income? Does this sound resonable or should I expect it to cost more? I do plan to have other forms of income as well...but, this would be the only for sure income to make a budget from.

Tim & Robyn · Tim & Robyn

OK, here's a really dumb question... A lot of the RVer budgets I've seen have a grocery budget of around $400/month for two people. How the heck do you do it? Try as we might we don't seem to be able to keep it down that low. It seems to me that's one change we could start making right now before we ever hit the r...

foxriverguy · foxriverguy

As the patriarch of my family I floated a trial balloon with several of my children to see what they thought of our cutting back on the amount of money we spend on each other for Christmas gifts. They all agreed that it was a good idea. Everyone is facing a certain amount of insecurity about the future and...

rwarner22 · rwarner22

For those of you on a budget, how long did it take you to adjust to living on less income? I assume it is going to cost more than we are planning for. We have seen a number of budgets and have come up with our own, yet it may cost more. What have you done to adjust and live on less? Thanks Randy and Pam www.warner...

phyllen · phyllen

When you travel as a fulltimer, do you spend a lot on "admissions" to various events, historic sites, etc.? I don't mean the usual toursit traps but those places of genuine interest?

Richard Mondavi · Richard Mondavi

NEW STOCK MARKET TERMS CEO --Chief Embezzlement Officer. CFO -- Corporate Fraud Officer. BULL MARKET -- A random market movement causing an investor to mistake himself for a financial genius. BEAR MARKET -- A 6 to 18 month period when the kids get no allowance, the wife gets no jewelry, and the husban...

foxriverguy · foxriverguy

We all have lots of fun on this forum and I have a request that I think will be intersting to look back on. Please take a moment and let us know what you think will happen in these areas: Cost of gas and diesel on June 30, 2009. I predict $4.99/$5/55 How many RV/motor home manufacturers will close down. I will...

Sandra · Sandra

Howard asked today in his journal for anyone posting expenses and budgets to put their site on the forum so hope I've chosen the right place to do this. I don't do a budget but I do post expenses every month. It can be anywhere from the last day of the month to the 3rd or 4th day of the new month and I hope to post...

bjoyce · bjoyce

MSN Money Central article - 12 Biggest Reasons We Fight Over Finances This might help some of you coordinate your financial goals.

LifeisGood · LifeisGood

Hi, Does anyone have adivse on which credit cards give the best % of cash rebates? There are several, all with their own conditions. Thanks, Sue and Bob Go confidently in the direction of your dreams, live the life you've imagined.

Luvglass · Luvglass

Wow!! What's going on with diesel prices?? We've been paying in the mid $3.40 - $3.50's for a while now, but the last 2 weeks prices have been dropping rapidly. We just filled up yesterday in Yuma, AZ for $3.17 Let's hope it's a sign for the future. Fred

brucedelta · brucedelta

I have yet to see paytrust mentioned around here or on any RV forum ( I am sure it must be mentioned on some form, so no need to search to prove me wrong). It is a service where you have your bills sent to their address and they scan and organize them for you. So when paying your bills you go to the paytrust sit...

blijil · blijil

After reading a few blogs including RV dreams and reconsidering our own experience we are going to revise our annual maintenance budget. It seems that maintenance costs for the RV match or even exceed what the stick house maintenance costs. We have spent somewhere between $1200 and $1400 per year...

sadrand · sadrand

I am 56 years old, divorced, and considering retiring from my job as a teacher and workkamping full time. I would like to wait until 60 to begin drawing from my retirement and social security, so I am trying to decide if I can pay for the lifestyle by workkamping alone. I can sell the house and pay for the RV...

Postalpair · Postalpair

Just wondering what other fulltimers use for banking. Is there a nationwide bank, or do you use local banks and use the internet?? We use our local credit union and use our ATM/debit card. Just wondering.....not being nosey, just wondering if there are other, easier options. Thanks, Postal Pair...

luvn2rv · luvn2rv

Just wondering as newbee getting started in fulltiming, which credit card is preferred by those of you that have done this awhile. A card such as "Discover" that offers cash back, or one that has lower interest rate and well known name? Maybe it doesn't make any differen...

emeacham · emeacham

We are early retirees (both in our 50's) with a decent pension. The plan is to sell our house and invest the money while we are fulltiming. It won't be a huge amount, likely less than 75K. We also expect to save some money each month based on the current expenses we're paying for the h...

Don Buzan · Don Buzan

I would like to know the approximate percentage of private campgrounds that offer monthly rates and about what that rate is. I'm guessing that is the least expensive way to fulltime other than boondocking or workamping.

BKing · BKing

We are coming up on our year and are looking at getting an extended warranty. Got a real good price from company called Warranty Experts and wondered if anyone had any experience with them. You know the old saying if it sounds too good to be true it probablyisn't so hope somebody knows some...

blijil · blijil

After using a debit card for 35 years I lost it. It wasn't in the last business I used it. It wasn't in my wallet where it belongs. Not in my clothes, pockets, or places where I put receipts or in my checkbook. After a day I had to call and cancel. No str...

Old Snipe · Old Snipe

Do you carry a stash of cash on the road for just in case emergencies? How much would be recommended and what denominations? I carry a coffe cup that all the quarters from my spare change goes in for laundry, but suppose you need some cash somewhere that plastic won't work? Any good tip...

jomago · jomago

This may be old news or no news for some of you out there. When I retired 25 yrs ago from a major corporation, we were given two "Paid UP" life insurance policies from a notibale Life Insurance Company. One was about 5 times more than the other. Earlier this year, we attemp...

poweredbytheholyghost · poweredbytheholyghost

Does anyone know if social security retirement benefits and pension benefits from a retirement plan are taxable? Thanks

Doncat · Doncat

At the ripe old age of 50 something

, I am trying to decide wether to convert my traditional IRA into a Roth IRA. Is it better to pay the taxes now or later. Mine and my wife's IRA are in mutual funds if that makes a difference.

Also I hope to be fulltiming when I withdraw my funds. Does it m...

Topic		Started By	Replies	Views	Last Post
	TVs (Preview) We have two TVs in our house; we are thinking about ordering 3 or even 4 in our Class A. Is that nuts? Do you use all 4 or do you wish you had not gotten one for the outside, one in the windshield, one by the refrigerator.. Any thoughts? Thanks Randy and Pam	rwarner22	12	3195	10:17 PM Dec 20, 2008 by Racerguy
	Cost of fulltiming (Preview) How about finances? Can a couple with a paid for rig live fulltime on $2,150 mthly for sure income? Does this sound resonable or should I expect it to cost more? I do plan to have other forms of income as well...but, this would be the only for sure income to make a budget from.	breezy	3	3354	07:19 PM Nov 28, 2008 by FD5
	Grocery budget (Preview) OK, here's a really dumb question... A lot of the RVer budgets I've seen have a grocery budget of around $400/month for two people. How the heck do you do it? Try as we might we don't seem to be able to keep it down that low. It seems to me that's one change we could start making right now before we ever hit the r...	Tim & Robyn	17	4264	05:34 PM Nov 28, 2008 by breezy
	Cutting back on Christmas giving (Preview) As the patriarch of my family I floated a trial balloon with several of my children to see what they thought of our cutting back on the amount of money we spend on each other for Christmas gifts. They all agreed that it was a good idea. Everyone is facing a certain amount of insecurity about the future and...	foxriverguy	9	2524	10:18 AM Nov 20, 2008 by blijil
	Surprises on how much it really costs? budget costs adjust (Preview) For those of you on a budget, how long did it take you to adjust to living on less income? I assume it is going to cost more than we are planning for. We have seen a number of budgets and have come up with our own, yet it may cost more. What have you done to adjust and live on less? Thanks Randy and Pam www.warner...	rwarner22	6	4061	09:23 AM Nov 18, 2008 by blijil
	Entertainment costs (Preview) When you travel as a fulltimer, do you spend a lot on "admissions" to various events, historic sites, etc.? I don't mean the usual toursit traps but those places of genuine interest?	phyllen	8	2664	01:00 PM Oct 16, 2008 by pierreandcolleen
	Stock Market Terminology (Preview) NEW STOCK MARKET TERMS CEO --Chief Embezzlement Officer. CFO -- Corporate Fraud Officer. BULL MARKET -- A random market movement causing an investor to mistake himself for a financial genius. BEAR MARKET -- A 6 to 18 month period when the kids get no allowance, the wife gets no jewelry, and the husban...	Richard Mondavi	5	2518	06:59 PM Oct 10, 2008 by retiredsailor
	Make a prediction for June, 2009 (Preview) We all have lots of fun on this forum and I have a request that I think will be intersting to look back on. Please take a moment and let us know what you think will happen in these areas: Cost of gas and diesel on June 30, 2009. I predict $4.99/$5/55 How many RV/motor home manufacturers will close down. I will...	foxriverguy	2	1851	01:50 PM Jun 25, 2008 by thebearII
	Expenses and Budgets (Preview) Howard asked today in his journal for anyone posting expenses and budgets to put their site on the forum so hope I've chosen the right place to do this. I don't do a budget but I do post expenses every month. It can be anywhere from the last day of the month to the 3rd or 4th day of the new month and I hope to post...	Sandra	4	2936	05:40 AM May 4, 2008 by jcw
	MSN Money Central article - 12 Biggest Reasons We Fight Over Finances (Preview) MSN Money Central article - 12 Biggest Reasons We Fight Over Finances This might help some of you coordinate your financial goals.	bjoyce	1	2508	12:00 PM Feb 13, 2008 by Luvglass
	Which credit card for gas? (Preview) Hi, Does anyone have adivse on which credit cards give the best % of cash rebates? There are several, all with their own conditions. Thanks, Sue and Bob Go confidently in the direction of your dreams, live the life you've imagined.	LifeisGood	2	2090	08:06 PM Jan 18, 2008 by LifeisGood
	Diesel Prices (Preview) Wow!! What's going on with diesel prices?? We've been paying in the mid $3.40 - $3.50's for a while now, but the last 2 weeks prices have been dropping rapidly. We just filled up yesterday in Yuma, AZ for $3.17 Let's hope it's a sign for the future. Fred	Luvglass	15	2717	06:45 PM Jan 17, 2008 by Speedhitch
	Anyone use paytrust (Preview) I have yet to see paytrust mentioned around here or on any RV forum ( I am sure it must be mentioned on some form, so no need to search to prove me wrong). It is a service where you have your bills sent to their address and they scan and organize them for you. So when paying your bills you go to the paytrust sit...	brucedelta	11	2570	07:23 AM Dec 24, 2007 by Jim01
	Annual maintenance costs? (Preview) After reading a few blogs including RV dreams and reconsidering our own experience we are going to revise our annual maintenance budget. It seems that maintenance costs for the RV match or even exceed what the stick house maintenance costs. We have spent somewhere between $1200 and $1400 per year...	blijil	16	11362	06:21 PM Dec 10, 2007 by Jim01
	I don't see how to make it work (Preview) I am 56 years old, divorced, and considering retiring from my job as a teacher and workkamping full time. I would like to wait until 60 to begin drawing from my retirement and social security, so I am trying to decide if I can pay for the lifestyle by workkamping alone. I can sell the house and pay for the RV...	sadrand	5	4767	07:21 AM May 1, 2007 by Tom N Gina
	Banking (Preview) Just wondering what other fulltimers use for banking. Is there a nationwide bank, or do you use local banks and use the internet?? We use our local credit union and use our ATM/debit card. Just wondering.....not being nosey, just wondering if there are other, easier options. Thanks, Postal Pair...	Postalpair	6	2654	07:33 AM Apr 13, 2007 by Howard
	Preferred Credit Cards (Preview) Just wondering as newbee getting started in fulltiming, which credit card is preferred by those of you that have done this awhile. A card such as "Discover" that offers cash back, or one that has lower interest rate and well known name? Maybe it doesn't make any differen...	luvn2rv	5	2572	03:42 PM Apr 11, 2007 by CanAmCpl
	What would you do... (Preview) We are early retirees (both in our 50's) with a decent pension. The plan is to sell our house and invest the money while we are fulltiming. It won't be a huge amount, likely less than 75K. We also expect to save some money each month based on the current expenses we're paying for the h...	emeacham	12	3399	08:56 AM Mar 5, 2007 by blijil
	Monthly Rents (Preview) I would like to know the approximate percentage of private campgrounds that offer monthly rates and about what that rate is. I'm guessing that is the least expensive way to fulltime other than boondocking or workamping.	Don Buzan	8	3983	08:02 AM Nov 25, 2006 by ahoweth
	Extended Warranty (Preview) We are coming up on our year and are looking at getting an extended warranty. Got a real good price from company called Warranty Experts and wondered if anyone had any experience with them. You know the old saying if it sounds too good to be true it probablyisn't so hope somebody knows some...	BKing	1	1801	05:32 PM Oct 27, 2006 by BKing
	Debit Card Lost DUMB! (Preview) After using a debit card for 35 years I lost it. It wasn't in the last business I used it. It wasn't in my wallet where it belongs. Not in my clothes, pockets, or places where I put receipts or in my checkbook. After a day I had to call and cancel. No str...	blijil	4	1912	08:22 PM Oct 10, 2006 by Paul and Bonnie
	Stash of cash for the road? (Preview) Do you carry a stash of cash on the road for just in case emergencies? How much would be recommended and what denominations? I carry a coffe cup that all the quarters from my spare change goes in for laundry, but suppose you need some cash somewhere that plastic won't work? Any good tip...	Old Snipe	9	4763	09:03 PM Sep 6, 2006 by mcw50
	Paid Up Life Insurance Policies (Preview) This may be old news or no news for some of you out there. When I retired 25 yrs ago from a major corporation, we were given two "Paid UP" life insurance policies from a notibale Life Insurance Company. One was about 5 times more than the other. Earlier this year, we attemp...	jomago	0	1761	12:56 PM Sep 6, 2006 by jomago
	Taxable income? (Preview) Does anyone know if social security retirement benefits and pension benefits from a retirement plan are taxable? Thanks	poweredbytheholyghost	11	3666	11:40 AM Sep 6, 2006 by jomago
	ROTH IRAs (Preview) At the ripe old age of 50 something, I am trying to decide wether to convert my traditional IRA into a Roth IRA. Is it better to pay the taxes now or later. Mine and my wife's IRA are in mutual funds if that makes a difference. Also I hope to be fulltiming when I withdraw my funds. Does it m...	Doncat	1	2119	05:46 PM Aug 24, 2006 by Jack Mayer
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