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RV-Dreams.com Home -> RV-Dreams Community Forum -> Money Stuff -> I'm so bummed, I may not get financing....
Post Info TOPIC: I'm so bummed, I may not get financing....
rheadabovewater


RV-Dreams Family Member

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I'm so bummed, I may not get financing....
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My salesperson has tried everything....I'm amazed, because I've never had a problem buying anything before and I have an excellent credit rating. 

Two things that are hampering me:  1) I'm unemployed, and although I'm getting $1800/month on unemployment, I'm still unemployed therefore I have no current pay stubs.  My last stub is dated 4/30/09.  2) the other bank that doesn't require pay stubs is refusing to finance any vehicle over 7 years old - and mine is a 2000. 

So my dream may be going down the drain till I get a job, and that could be months from now - and the longer I stay in this rented house, the more money I'll go through in expenses each month.  There is a chance the dealer will finance me, but I'll probably have to put a lot of money down and the interest rate will most likely be sky high.....my salesperson will let me know tomorrow.

I'll keep you posted.   disbelief   

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Roberta K.
2000 Fleetwood Avion Westport 5th wheel
My 21 y/o son finally moved out, YIPPEE!!
I'm stationary (no toad) in Half Moon Bay, CA
My blog:  Where's Robbie?
nwlambear


RV-Dreams Family Member

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Oh No!!! I'll keep my fingers crossed for you! Do you belong to a credit union? If so...you might try them. Don't give up on your dream!!

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***Brian'n'Tricia*** aka 'NWlambear'
2008 FORD F250 XLT SUPER DUTY SUPER CAB DIESEL TOWING PKG
2010 KEYSTONE 'COUGAR' 292RKS
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rheadabovewater


RV-Dreams Family Member

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Posts: 105
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Unfortunately I don't....the last twenty years have been tough, I was living hand-to-mouth supporting my son totally on my own, so I wasn't able to save much money. I'm just now getting back on my financial feet, which is why I don't have a tremendous amount in savings.

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Roberta K.
2000 Fleetwood Avion Westport 5th wheel
My 21 y/o son finally moved out, YIPPEE!!
I'm stationary (no toad) in Half Moon Bay, CA
My blog:  Where's Robbie?
retread


RV-Dreams Family Member

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Posts: 118
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Hang in there! We'll hope something works out for you soon. The salesperson should be motivated to help you with options! Linda

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Craig & Linda
'09 FR Cardinal BH 5th Wheel (Traded in for vacation trailer)
'05 Chevy 3500 Silverado
http://narrowroad2peace.blogspot.com/
thebearII


RV-Dreams Family Member

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Look for your own financing:
local community bank,
http://www.barnone.com/Home-Page.aspx
Do a web search for RV Financing there are lots of companies listed
Check craigslist for financing....look out for loan sharks, get references.


www.prosper.com is a source, however they are on hold while taking care of SEC red tape.
Take a look at their website, there may be other companies like this.

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Larry
"Small House, Big Yard "
7 years to go to FT
Alfa See-Ya 5'er and 2007 Kodiak C4500 Monroe Pickup
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