Money Stuff - RV-Dreams Community Forum

Camper Chronicles · Camper Chronicles

https://camperchronicles.com/2020/01/14/year-five-budget-and-five-year-totals/

jcordar2 · jcordar2

We are shopping for full timer insurance for our 2018 DRV Atlanta. We plan to start full timing in April. Everyone recommends going through Miller, however they cannot work with New Yorkers. It looks as though we could go direct through Progressive. We plan to call Geico. Interested in thoughts and s...

arcaguy · arcaguy

As many of you know my wife and I are going to be going full-time in the spring next year. We live in Michigan and apparently we have to "reside" in Michigan for 6 months of the year in order to be eligible for our Blue Cross/Blue Shield Medicare Advantage plan where BCBS manages our healthcare for the gov...

NWescapee · NWescapee

First, I'm not starting this topic to debate the merits of having an extended warranty. We have one, it's expiring and we plan to renew or find a new warranty. Given the number of repairs we've had and the cost of the warranty, we have come out far ahead, our rig is only getting older so I don't expect the...

jrzygrl64 · jrzygrl64

https://bkamericanodyssey.com/2019/09/29/five-years-numbers-and-more/

Cookie Dough · Cookie Dough

We are coming up on our one year FT anniversary, since we have paid till then, I calculated our average nightly cost for a site. Personally all of the other costs of life are so variable, and others post down to the dollar budgets. But this seems to be of interest to most, since it's the biggest expense one...

Camper Chronicles · Camper Chronicles

https://camperchronicles.com/2019/01/04/fourth-year-budget-summary-2018/

Team Murc · Team Murc

Good morning All, Well it's that time of year for many of us. Time to renew our insurance. A quick search of Full Time RV Insurance tells me it has been almost two years since there was an update on this topic so I am throwing it out there. Who are you currently using? Are you happy with them? How long have you...

Thunder · Thunder

Hi I was wondering with a 30amp travel trailer. How much should a monthly electric bill run? I know location and how much you run the air have a great impact but please give me some ranges for summer, winter and so on... Thank you

Camper Chronicles · Camper Chronicles

https://camperchronicles.com/2018/01/06/third-year-budget-summar...

Russ Ranger · Russ Ranger

Here's a question for everyone that has turned 65 and is on Medicare for their medical insurance. Which supplemental plan or plans are you using that allow you to be mobile and travel? I turned 65 a year ago and our financial advisor set me up with a Plan F because of our foreign travels. My wife will t...

MikkiNJay · MikkiNJay

Just got off the phone with Farm & City and they tell me as of next year National Interstate is no longer insuring RVs! So bummed about this. We had a great rate through them. Anyone have a good review on insurance for an older motorhome? We are covered this year but we're looking at quotes with oth...

bonnie and clyde · bonnie and clyde

I know--we should be able to live on less. Til I pay my 900 a month for hospitalization, pay our real estate taxes of 3800. a year, pay for traveling 100 days a year, keep our house maintained, pay for gas, all our insurances(auto/life/ umbrella liability/2 cars/ a truck and a 5th wheel), donations, gi...

bjoyce · bjoyce

http://wheelingit.us/2017/02/09/the-costs-of-fulltime-rving-part-i-budgeting-planning-your-spend/.

bjoyce · bjoyce

https://www.youtube.com/watch?v=L2AFN5cDEzU is a 3 minute YouTube video from Linescrew1, a Canadian fulltimer. He titled it "How to Fulltime on ONLY $1000 a week" to get your attention with humor, but also to make a point. He just spent some time in Quartzsite and must have heard a lot of horror...

NWescapee · NWescapee

http://www.rverinsurance.com/2017-health-insurance/

Camper Chronicles · Camper Chronicles

Here is our two year budget analysis complete with charts and graphs if you are a data geek! Please keep in mind that although these costs are on the high side we made a trip to Alaska and wee enough to cover them and did not dip into our savings at all. Even in this lifestyle it's pretty easy to spend what yo...

MM Kieffer · MM Kieffer

Many Many articles on $$$ amounts that need to be listed on expenditures monthly to going full timing....................BUT we never see the BIG dollar monthly expense of putting in your IRA, ROTH, 401K every month........this is a BIG $$$ expense that needs to be out on the monthly budget list......

RonC · RonC

There was a previous thread with this title, but the last post was in Oct 2015 ... having been "trained" to start new threads, here goes. In the old thread, Howard expressed his thoughts as to what options might be available should the price go up substantially. He pointed out several bad things that...

bronco865 · bronco865

Has anyone had any experience with the Good Sam RV insurance? They keep sending me letters, so I called and the insurance would be $500 less than I am paying now, for more insurance. Are they a good company? Thanks.

CJSX2fromCT · CJSX2fromCT

https://www.youtube.com/watch?v=mIcO9okPUmY&feature=youtu.be-- Edited by CJSX2fromCT on Wednesday 12th of October 2016 04:11:26 PM

Someday · Someday

Been anxiously checking for the finance updates on the journal from Linda and Howard that look forward to each month but nothing and we're almost at the end of September. Just curious have they stopped reporting them? Also when I search on the finances section just shows up to May in there. Realize e...

Camper Chronicles · Camper Chronicles

I recently received a letter from the IRS that they could not process my return until I either went online or called them and completed an identity verification process. We tried online first, but didn't have enough information on hand to answer all the questions (who we sold our first house to in 199...

Frac999 · Frac999

I think that health insurance may be the sole reason that we are afraid to retire and enjoy our selves in our RV. We were looking at retiring in 2016 at 62 but not sure that will happen due to insurance. I would like to hear what everyone else does that does not have medicare. Any good recommendations, we ar...

Dan and Ruth · Dan and Ruth

We've pretty much decided to use Wells Fargo as our banking institution. I already have an investment account with them, they have many branches and the services they offer seem to work for us. But then, all the large banks will work, but Wells has a branch local to us, I like the amounts required to waiv...

Camper Chronicles · Camper Chronicles

I've posted the results (actuals versus budget) of our first "settled" month of costs of full timing for those who are interested on my blog. Everyone's situation is very different but when I was getting ready to go on the road other people were generous with their numbers so I wanted to s...

Colorado_Kid · Colorado_Kid

I wanted to know which insurance company is the best for insuring a RV.

Rickl · Rickl

Ok I did a search and found some info that dates back about 8-9 years ago. Plus it spoke about dollars and not actual kilowatts used. What I would like to know for those that are full timing and paying the electrical seperately is how many kilowatts are you using (I realize everyone is a little different,...

EBendana · EBendana

Hey..just downloaded this app, and linked some accounts...now I'm worried! Has anyone used this?

TRAILERKING · TRAILERKING

Yes I was one of the three Power Ball winners....................

Topic		Started By	Replies	Views	Last Post
	Five Years worth of Fulltime RV Costs (Preview) https://camperchronicles.com/2020/01/14/year-five-budget-and-five-year-totals/	Camper Chronicles	2	2817	05:22 AM Mar 31, 2022 by cowolter
	RV Insurance (Preview) We are shopping for full timer insurance for our 2018 DRV Atlanta. We plan to start full timing in April. Everyone recommends going through Miller, however they cannot work with New Yorkers. It looks as though we could go direct through Progressive. We plan to call Geico. Interested in thoughts and s...	jcordar2	10	1937	07:13 AM Sep 29, 2020 by Neil and Connie
	What about Medicare when full-timing (Preview) As many of you know my wife and I are going to be going full-time in the spring next year. We live in Michigan and apparently we have to "reside" in Michigan for 6 months of the year in order to be eligible for our Blue Cross/Blue Shield Medicare Advantage plan where BCBS manages our healthcare for the gov...	arcaguy	10	2732	11:39 AM Jul 1, 2020 by BiggarView
	Viking Protection Plan - Wholesale Warranties (Preview) First, I'm not starting this topic to debate the merits of having an extended warranty. We have one, it's expiring and we plan to renew or find a new warranty. Given the number of repairs we've had and the cost of the warranty, we have come out far ahead, our rig is only getting older so I don't expect the...	NWescapee	5	5704	05:20 PM Jun 22, 2020 by Justin Black
	Five Years of Full-Time Living Costs (Preview) https://bkamericanodyssey.com/2019/09/29/five-years-numbers-and-more/	jrzygrl64	3	2239	06:29 PM Dec 3, 2019 by LarryW21
	Just a little info on our costs (Preview) We are coming up on our one year FT anniversary, since we have paid till then, I calculated our average nightly cost for a site. Personally all of the other costs of life are so variable, and others post down to the dollar budgets. But this seems to be of interest to most, since it's the biggest expense one...	Cookie Dough	11	3520	08:25 AM Jan 18, 2019 by BiggarView
	Year Four Budget Summary (Preview) https://camperchronicles.com/2019/01/04/fourth-year-budget-summary-2018/	Camper Chronicles	2	2283	12:04 PM Jan 12, 2019 by RonC
	Fulltimer RV Insurance (Preview) Good morning All, Well it's that time of year for many of us. Time to renew our insurance. A quick search of Full Time RV Insurance tells me it has been almost two years since there was an update on this topic so I am throwing it out there. Who are you currently using? Are you happy with them? How long have you...	Team Murc	10	2707	11:00 PM Dec 27, 2018 by arcaguy
	Monthly electric costs? (closed) (Preview) Hi I was wondering with a 30amp travel trailer. How much should a monthly electric bill run? I know location and how much you run the air have a great impact but please give me some ranges for summer, winter and so on... Thank you	Thunder	19	26519	07:48 PM Aug 1, 2018 by Stephanie evans
	Third Year Budget Summary (Preview) https://camperchronicles.com/2018/01/06/third-year-budget-summar...	Camper Chronicles	0	3550	01:00 AM Jan 7, 2018 by Camper Chronicles
	Medicare Supplemental Plans (Preview) Here's a question for everyone that has turned 65 and is on Medicare for their medical insurance. *Which supplemental plan or plans are you using that allow you to be mobile and travel?* I turned 65 a year ago and our financial advisor set me up with a Plan F because of our foreign travels. My wife will t...	Russ Ranger	6	3613	01:42 PM Nov 5, 2017 by The Hensons
	National Interstate Insurance ending their RV coverage (Preview) Just got off the phone with Farm & City and they tell me as of next year National Interstate is no longer insuring RVs! So bummed about this. We had a great rate through them. Anyone have a good review on insurance for an older motorhome? We are covered this year but we're looking at quotes with oth...	MikkiNJay	3	3540	07:59 PM Oct 3, 2017 by Terry and Jo
	How does one live on $4000. a month ( 1 2 ) (Preview) I know--we should be able to live on less. Til I pay my 900 a month for hospitalization, pay our real estate taxes of 3800. a year, pay for traveling 100 days a year, keep our house maintained, pay for gas, all our insurances(auto/life/ umbrella liability/2 cars/ a truck and a 5th wheel), donations, gi...	bonnie and clyde	60	39178	08:28 AM May 17, 2017 by ChefMom
	The Costs Of Fulltime RVing by Wheelingit (Preview) http://wheelingit.us/2017/02/09/the-costs-of-fulltime-rving-part-i-budgeting-planning-your-spend/.	bjoyce	11	5962	05:41 PM Feb 24, 2017 by Danny and Cheryl
	How to Fulltime on ONLY $1000 a week (Preview) https://www.youtube.com/watch?v=L2AFN5cDEzU is a 3 minute YouTube video from Linescrew1, a Canadian fulltimer. He titled it "How to Fulltime on ONLY $1000 a week" to get your attention with humor, but also to make a point. He just spent some time in Quartzsite and must have heard a lot of horror...	bjoyce	15	6083	10:55 AM Feb 9, 2017 by PIEERE
	2017 Health Insurance (Preview) http://www.rverinsurance.com/2017-health-insurance/	NWescapee	8	4781	09:54 AM Jan 16, 2017 by bjoyce
	Second Year Budget Summary (Preview) Here is our two year budget analysis complete with charts and graphs if you are a data geek! Please keep in mind that although these costs are on the high side we made a trip to Alaska and wee enough to cover them and did not dip into our savings at all. Even in this lifestyle it's pretty easy to spend what yo...	Camper Chronicles	2	3390	01:53 PM Jan 5, 2017 by NWescapee
	Retirement savings (Preview) Many Many articles on $$$ amounts that need to be listed on expenditures monthly to going full timing....................BUT we never see the BIG dollar monthly expense of putting in your IRA, ROTH, 401K every month........this is a BIG $$$ expense that needs to be out on the monthly budget list......	MM Kieffer	9	5200	07:04 PM Dec 27, 2016 by BiggarView
	Long Term Care Insurance. (Preview) There was a previous thread with this title, but the last post was in Oct 2015 ... having been "trained" to start new threads, here goes. In the old thread, Howard expressed his thoughts as to what options might be available should the price go up substantially. He pointed out several bad things that...	RonC	3	3613	04:13 PM Dec 25, 2016 by RonC
	Good Sam insurance (Preview) Has anyone had any experience with the Good Sam RV insurance? They keep sending me letters, so I called and the insurance would be $500 less than I am paying now, for more insurance. Are they a good company? Thanks.	bronco865	7	4627	01:33 PM Nov 4, 2016 by Bill and Linda
	The video of the RV Spring Rally 2016 Very nicely done Thank you Lee. (Preview) https://www.youtube.com/watch?v=mIcO9okPUmY&feature=youtu.be-- Edited by CJSX2fromCT on Wednesday 12th of October 2016 04:11:26 PM	CJSX2fromCT	2	2992	05:06 PM Oct 13, 2016 by Honeydeaux
	Howard And Linda Finances August (Preview) Been anxiously checking for the finance updates on the journal from Linda and Howard that look forward to each month but nothing and we're almost at the end of September. Just curious have they stopped reporting them? Also when I search on the finances section just shows up to May in there. Realize e...	Someday	6	4482	12:57 AM Oct 12, 2016 by Someday
	Anyone else have to do Identity Verification with the IRS (Preview) I recently received a letter from the IRS that they could not process my return until I either went online or called them and completed an identity verification process. We tried online first, but didn't have enough information on hand to answer all the questions (who we sold our first house to in 199...	Camper Chronicles	1	3464	02:46 PM Aug 8, 2016 by rodeojoe
	Health Insurance (Preview) I think that health insurance may be the sole reason that we are afraid to retire and enjoy our selves in our RV. We were looking at retiring in 2016 at 62 but not sure that will happen due to insurance. I would like to hear what everyone else does that does not have medicare. Any good recommendations, we ar...	Frac999	7	4380	03:48 PM Jul 26, 2016 by Barbaraok
	Wells Fargo Bank (Preview) We've pretty much decided to use Wells Fargo as our banking institution. I already have an investment account with them, they have many branches and the services they offer seem to work for us. But then, all the large banks will work, but Wells has a branch local to us, I like the amounts required to waiv...	Dan and Ruth	21	6577	03:53 PM Jul 1, 2016 by WestWardHo
	First Full Timing Budget (closed) (Preview) I've posted the results (actuals versus budget) of our first "settled" month of costs of full timing for those who are interested on my blog. Everyone's situation is very different but when I was getting ready to go on the road other people were generous with their numbers so I wanted to s...	Camper Chronicles	12	7202	10:40 AM May 20, 2016 by Howard
	Insurance (closed) (Preview) I wanted to know which insurance company is the best for insuring a RV.	Colorado_Kid	15	8039	03:33 PM May 4, 2016 by Openmind
	Kilowatt Usage (Preview) Ok I did a search and found some info that dates back about 8-9 years ago. Plus it spoke about dollars and not actual kilowatts used. What I would like to know for those that are full timing and paying the electrical seperately is how many kilowatts are you using (I realize everyone is a little different,...	Rickl	11	5165	01:36 PM Apr 20, 2016 by Clay L
	Mint.com (Preview) Hey..just downloaded this app, and linked some accounts...now I'm worried! Has anyone used this?	EBendana	10	4636	06:27 PM Jan 31, 2016 by EBendana
	Well.......Finally Hit It! (Preview) Yes I was one of the three Power Ball winners....................	TRAILERKING	9	4655	04:25 PM Jan 17, 2016 by TRAILERKING
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