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Will be taking ownership of a new fifth wheel about 6 months before retiring. After retiring will become South Dakota residents and registering vechicles, etc in South Dakota as we will become full timers. Sales tax, registration and insurance is much lower in South Dakota than in home state. Should I just become a South Dakota resident 6 months before retiring when I take possession of the new RV and register the RV right away in South Dakota, and change over existing vehicles and drivers license 6 months before retiring ?
-- Edited by Goldentoe on Monday 8th of September 2014 01:24:41 PM
After I weighed all the differences and hassle... between Fl and SD.. There was not alot of money differences..
I'm curious as to how much money you are really saving.. after going up there and everything.. Maybe I am missing something? I plan to do FL this week or next.
I know you can register the rv in SD without going there. But drivers licenses , you have to go there.
It does not matter when you do it.
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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss
The big problem with registering in SD six months early is that your current state may suspect that you are trying to dodge taxes, and most states take a dim view of that. I think I'd rather either wait until you are ready to "move" to SD or just pay the taxes in your current state.
The registration on our MH was up at the end of April, and our auction was early April. Had the property sold at the auction, I would have immediately registered the MH in SD. Since the place didn't sell, I re-upped in MO. I "might" have gotten away with it, but I'd rather not play legal games. The penalties would have probably been only two or three times what I would have saved.
Why SD over Florida? Are you going to live there, or just domicile? If you're not on Medicare yet, be sure to check out the medical insurance situation in SD.
So far as we have been able to tell, SD isn't much cheaper than FL for domicile, if any. And the medical insurance situation appears to be a lot better here, at least for RVers.
In either case, I would just pay the sales tax and register in FL. If it appears that you are engaging in tax evasion it can get expensive. Penalties and interest.
where are you now? Texas is a good state also for full timers.
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2003 Teton Grand Freedon 2006 Mobile Suites 32TK3 SOLD 2006 Freightliner Century 120 with Detroit 14L singled, ultrashift, hauling a 2016 Smart Passion
Why SD over Florida? Are you going to live there, or just domicile? If you're not on Medicare yet, be sure to check out the medical insurance situation in SD.
So far as we have been able to tell, SD isn't much cheaper than FL for domicile, if any. And the medical insurance situation appears to be a lot better here, at least for RVers.
In either case, I would just pay the sales tax and register in FL. If it appears that you are engaging in tax evasion it can get expensive. Penalties and interest.
Congrats on the retirement! :)
x2 .. yep thats what I fiqure....
SD sales tax was 3% ... Fl is 6% where I will register.. on a 100k.. 3k.. isn't worth the hassle and time, and effort..
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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss
