Credit reports - RV-Dreams Community Forum

hogans1947 · RV-Dreams Family Member

Credit reports

Colorado_Kid · RV-Dreams Family Member

I have only used creditreport.com and I am happy with it but can't say how it compares to others.

2riker2go · RV-Dreams Family Member

If you go to www.annualcreditreport.com, that is the official site that links to the three credit reporting bureaus (equifax, transunion and experian). From there you can choose whether you want to get your credit report from one bureau, or from all three. There is no charge for your credit report, but if you want to get your credit score, they do charge for that. Also if you go to the credit bureau's website, there are products you can buy (of course!) - credit watch programs etc.

Readytogo · RV-Dreams Family Member

You can get 1 free report a year from each (equifax, transunion and experian). You can get them all at once or spread them out throughout the year.

Howard · Host

Hi Brenda,

Here is an excerpt from a Journal entry I did on the subject:

Credit Reports

As I do every four months, I got our free credit reports from one of the three credit reporting services just to make sure there hasn't been any identity theft or bogus credit applications. I've been over this many times, but what the heck. :)

AnnualCreditReport.com is the "official" website where you can get free credit reports. You are entitled to one free credit report each year from each of the credit agencies - TransUnion, Equifax, & Experian.

In order to check the reports more frequently, we stagger our requests and order reports from different agencies every four months. That way, we can identify any funny business faster as credit applications and inquiries will usually (but not always) appear on all three reports.

Hope that's what you were looking for. smile

hogans1947 · RV-Dreams Family Member

Exactly what we want. Thank you to everyone for your quick response.
What a team !!!!!

Tim & Robyn · RV-Dreams Family Member

What Howard said... just be careful what you click on when you go to a site from annualcreditreport.com... they throw up a lot stuff that will cost you money if you aren't careful... all you want is the free credit report, and I do it every 4 months in alphabetical order by name just to make sure I don't wind up having to pay anybody anything.