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RV-Dreams.com Home -> RV-Dreams Community Forum -> General Travel -> Another RV Insurance question!
Post Info TOPIC: Another RV Insurance question!
Jill_Paul


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Another RV Insurance question!
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We have been doing our research for RV Insurance and I only have about half the hair left on my head!  Why is it that you can call three different places and get three different quotes on the same Progressive policy for the same RV at the same location for the same coverage? (Sorry, a little rant there - I guess I have been reading too much of Harold's journal!!)  It appears from the forums we have been in that Progressive is the insurance of choice.  We were also quoted for "Victoria Insurance" from Miller and "Allied" from Farm & City.  Is anyone familiar with either of these?  They were quite a bit less than Progressive, however, I don't want to go cheaper just to find out they are not there for you when you need them.  Thanks to everyone in advance for any help you can provide.

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Roz


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The various places you have called are different insurance agencies.  Each insurance agency likely has a different markup on what Progressive quotes, or possibly a different discount due to volume booked with Progressive.

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Jill_Paul


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I would like to apologize to Howard for calling him Harold.  I realized as soon as I sent it.  Sorry Howard just a little senior moment.

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Tom Donaldson


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A lot of fulltimers like this insurance (we did):


Here are some more comments on RV insurance.




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Jill_Paul


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RV Advantage is the same as Farm & City.  They were very helpful and we liked them also.  They quoted us both Progressive and Allied and Allied was much less expensive, however, I don't see where many rver's use Allied.  We are not fulltime yet - maybe in 1-2 years if everything goes as planned.

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bjoyce


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We are using Allied. Unless things have changed Progressive is much more restrictive on what it really covers for full-timers than part-timers.

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Bill Joyce,
40' 2004 Dutch Star DP towing an AWD 2020 Ford Escape Hybrid
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Hogladyrider


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Are you looking for full timer insurance or part timer insurance?

We are part timers and we utilized Hartford thru AARP which works for us for now.

I realize full timing requires different coverage but I guess I am missing something as to why pay for full time insurance if one is not a full timer?
Susan

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bjoyce


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Many insurance companies define full-timers as RVers who are on the road more than 5 to 7 months of the year, so many snowbirds qualify. If you are away from your house a lot with a part-timers policy, check your policy and make sure you are not violating the terms.

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Bill Joyce,
40' 2004 Dutch Star DP towing an AWD 2020 Ford Escape Hybrid
Journal at http://www.sacnoth.com
Full-timing since July 2003
Workinrvers


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we are with Allied and have had no claims so cannot comment on that part of the equation. Not every insurance company would insure our HDT but Allied would as long as they also had the 5th wheel. This was all through Farm and City, who were good people to work with.

-- Edited by Phil Bob on Thursday 6th of August 2009 11:04:36 AM

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