Hi Everyone. Well, after 15 years the RV-Dreams Community Forum is coming to an end. Since it began in August 2005, we've had 58 Million page views, 124,000 posts, and we've spent about $15,000 to keep this valuable resource for RVers free and open. But since we are now off the road and have settled down for the next chapter of our lives, we are taking the Forum down effective June 30, 2021. It has been a tough decision, but it is now time.


We want to thank all of our members for their participation and input over the years, and we want to especially thank those that have acted as Moderators for us during our amazing journey living and traveling in our RV and growing the RV-Dreams Family. We will be forever proud to have been founders of this Forum and to have been supported by such a wonderful community. Thank you all!!

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Post Info TOPIC: Insurance


RV-Dreams Community Member

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Insurance


Buying a $60,000 used RV Class A going full time, I have called three insurance companies they want 1/12 of the value perhaps I am going to high 250, 500, 300 am I asking for too much coverage? Love to hear from you fulltimers?!



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RV-Dreams Family Member

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What state/city are you licensing them in? That has a lot to do with the quotes as well as your driving record and credit score.

Barb

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Barb & Dave O'Keeffe

2002 Alpine 36 MDDS (Figment II), 2018 Ford C-Max HYBRID

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RV-Dreams Family Member

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$5,000? Wow! Just renewed by TT coverage with National General for $178. True its not worth $60K but.....

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Winnebago TT 2101DS & 2020 Silverado LTZ Z71. 300 watts WindyNation solar w/MPPT, 2 Trojan T-125s. TALL flag pole. Prefer USFS, COE, BLM, USF&WS, NPS, TVA, state/county camps. 14 year Army vet-11B40 then 11A - old MOS 1542 & 1560.



RV-Dreams Community Member

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Thanx for responding..and the info



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RV-Dreams Community Member

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Deming, New Mexico. got a quote from my agent at allstate, $250 deductible, $1100 a year.....thanx for you're insight, I'll be in touch for more ???.



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RV-Dreams Family Member

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Rich,

Check around to see that you are getting the best deal.  Some insurance companies will NOT insure someone living in their RV full-time.  We get our insurance through a broker, Miller Insurance out of Oregon, and the company they hooked us up with is National Interstate.  I don't remember the total rate, but it is on our 38 1/2 foot fifth wheel and two vehicles.  In addition, we get a year's membership with Coach-Net for emergency services as part of the rate.

Terry



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Terry and Jo

2010 Mobile Suites 38TKSB3
2008 Ford F450
2019 Ford Expedition Max as Tag-along or Scout

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RV-Dreams Family Member

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Ditto on the Miller Insurance recommendation. They took care of both the truck and trailer. One stop shopping and great customer service. We have a unique situation as we live half the year in Florida and the other half traveling. Even though the trailer was licensed/titled in Florida we doubt it will ever be in this state. We just store it where we end the season.

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2016 F-450 Lariat

2016 Arctic Fox Silver Edition 32-5M

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