Amy,

First of all, welcome to the RV Dreams forums.  You've certainly come to a good place at which to ask questions and get good answers and advice.  Feel free to ask as the only "dumb" questions are those that don't get asked and thus, one makes expensive or time consuming mistakes.

As for the RV, I'd really suggest that you look into finding a good used unit instead of a brand new one.  That way, you won't be taking that big depreciation hit as soon as you've driven off of the lot.  This applies to both trucks and RV's.

Also, what is your style of camping?  If you like going to out of the way places where there are limited or no utility hookups (water, sewer, electric), then you may want to limit the length of RV that you get.  If you are the "all hook-ups" kind of camper, then size might not matter so much.  With that in mind, even if you aren't living in the RV full-time on a long term basis, would it warrant the cost to get the better quality rigs if you don't really do much camping after the first year?

With your husband working from home, I'm presuming that he needs good internet.  That may put you more into the category of the "all hook-ups" type of camper where you will have either good WiFi available or where one can get good cell tower signals for something like a Verizon MiFi system.

At any rate, I'd suggest getting as good a quality as you can with your budget.  Also, look into and choose the trailer or fifth wheel you would like BEFORE choosing a truck.  You want to make sure that the truck you get will handle the weight of the RV you end up choosing.  I've known of folks that "got a great deal" on such-and-such truck, only to find out later it was too light of a truck for the trailer they wanted.

Good luck with your research and planning.  A lot of folks here will provide answers, advice, and encouragement.

Terry