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Post Info TOPIC: residency
Tom and Cathy


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residency
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Not sure if this is the correct place to bring up this question. In reading the comments by the 2014 class, it seems that quite a few are making South Dakota their state of residency. In doing so, do you need to change your POA-HC, Will, and other documents that are state specific? Do you also need to change insurance companies?

Cathy

 

 



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Tom & Cathy

 

2015 Alfa Gold 3905-SH

2016 Ram 3500 Diesel Dually

2003 HD Road King
Barbaraok


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Yes, Yes, Yes, and Yes. Just like if you moved into a new S&B in a new state.

Barb


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Barb & Dave O'Keeffe

2002 Alpine 36 MDDS (Figment II), 2018 Ford C-Max HYBRID

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Tom and Cathy


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Thanks for confirming. Finding a reputable attorney, new bank, insurance coverage... I wonder if the benefits out-way the hassle. We will be returning to Wisconsin in the summer months to visit our kids. So maybe we'll just remain WI. residents for a couple of years and see how it goes. Thanks again!



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Tom & Cathy

 

2015 Alfa Gold 3905-SH

2016 Ram 3500 Diesel Dually

2003 HD Road King
Russ Ranger


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For us the vehicle insurance and medical insurance were the determining factor in residency. The medical insurance is our largest bill each month (bigger than fuel, campsites or anything else). With that being said, be sure to understand the cost and availability options in any location you may choose.

In our case medical insurance was the tail that wagged the dog. Huge cost variables had to be considered.

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Russ & Terri Ranger

Travel since July 2013

Home base: Buckeye,AZ

Wandering the USA & Canada in our Holiday Rambler Endeavor 40' PDT Motorhome

Travel so far: 49 States - International Travel -19 countries

http://grandbanksruss.blogspot.com
Jake62


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First, you do not necessarily have to execute a new will/trust if you move to another State. Refer to this article, but it's best to consult a new attorney in the State you declare domicile in.

www.spencerlawfirm.com/Publications/OUT-OF-STATE-WILLS.shtml

We have a Trust which was executed in Arizona, but we have been living in Virginia since 2011 and will leave the State the end of 2015, when I retire. We checked with an attorney, and our Trust would be fully executed if my DW & I died while in VA. When we do leave VA, we plan to domicile in SD, TX, TN, or FL. I will check with an attorney in that State, but probably won't execute a new Trust unless that State's laws would make our Trust null & void or our marital/financial situation changes significantly.

Second, we have BCBS Federal and, although we have to declare a "residency" for their purposes, their rates don't change no matter where I receive medical service, as long as I use one of their nationwide providers. If I go out of network, for whatever reason, then there are additional charges.



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Tim & Cindy
Ckerr


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Have to second the advice to check on health insurance. If you're like me and not yet 65 and don't have federal or military coverage, make sure your insurance plan will cover you getting care in all the areas you are planning to travel to. You just never know when you might need it and for many folks it is their largest monthly expense...

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Carol

Carol Kerr Welch

Wife to Jeff, "Mom" to Chuy; Retama Village Resident

2018 Winnebago Horizon 40A,  Jeep Cherokee Limited, Harley Davidson Trike 

Realtor specializing in RV and 55+ Communities in the Rio Grande Valley

 

 
Tom and Cathy


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We do have a few years before Medicare kicks in. Hopefully, we find insurance with good coverage. Not an easy task, I'm sure.



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Tom & Cathy

 

2015 Alfa Gold 3905-SH

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2003 HD Road King
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