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RV-Dreams.com Home -> RV-Dreams Community Forum -> Researching RV Living -> Which insurance carrier?
Post Info TOPIC: Which insurance carrier?
Joe_Camper


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Which insurance carrier?
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Next decision...which insurance carrier would be best for auto and RV insurance? Any complaints or good stories about the following?

Allied, Blue Sky or National General? So many decisions...so little time!



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Joe and Dodie and Furkid, Maggie

2012 Cedar Creek 36CKTS

2015 F350 Dually Lariat

http://joeanddodiesrvtimes.blogspot.com/

 
Neil and Connie


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Our car and pickup are through USAA since I'm retired Navy. Rig is through Progressive since they are partnered with USAA for RV insurance. Other than that we would likely have gone with either Progressive directly or Miller Insurance or the Yust's firm (can't remember the full name) as a broker.



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cherylbrv


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We would have gone with Progressive as we've been very happy with them for our cars, but they would not cover the Ford F550 (not even the commercial division). We went with Miller and so far so good.

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Cheryl B. in her new RV

(well, not new any more! Full timing since 6/25/14)

2008 DRV MS 36TKBS3 (the CoW: Castle on Wheels), 2005 Ford F550 hauler (the Bull)

My blog is http://mitcheryl-rv-journey.blogspot.com/

My business: www.AZAdminSolutions.com
Terry and Jo


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I'd suggest looking at a broker like Miller Insurance.  We went with them a little over a year ago and got a good policy covering the Mobile Suites and F450 in one policy and the F150 in another.  We asked for coverage of full replacement, and Marlene at Miller's found two or three, one of which that would cover the full replacement with only showing our purchase invoice.

We ended up with National Interstate and also got Coach-Net coverage.

At least give them a try.  I tried various insurance entities and some couldn't help because they weren't "listed" in Oklahoma.

Terry



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Terry and Jo

2010 Mobile Suites 38TKSB3
2008 Ford F450
2019 Ford Expedition Max as Tag-along or Scout

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The Junkman


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Anyone have any price difference?

Who is the cheapest?.. for the same service.

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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
Joe_Camper


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Allied was the cheapest on the quotes that I got. Cheap is not necessarily good, though. I want the one that will take care of me when I need them. That's why I was asking if anyone had any experience with any of them. I have gotten quotes from Miller in Oregon and Dougherty & Associates, Inc. in South Dakota.

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Joe and Dodie and Furkid, Maggie

2012 Cedar Creek 36CKTS

2015 F350 Dually Lariat

http://joeanddodiesrvtimes.blogspot.com/

 
The Junkman


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If its the same insurance .. line by line.. That's what I meant.

I have been making a list.. Need insurance next month.. thx

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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
The Junkman


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I read National interstate, progressive , Usaa where decent.. Adding allied.

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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
Glenn West


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we got progressive for full timers. Checked others and all within a few dollars of each other for same coverage.

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2003 Teton Grand Freedon  2006 Mobile Suites 32TK3 SOLD     2006 Freightliner Century 120 with Detroit 14L singled, ultrashift,  hauling a 2016 Smart Passion
bjoyce


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We have Allied. Our broker is Farm and City Insurance, who does RV insurance as http://www.rvadvantage.com/.  We have been with them for over 10 years and Allied is the third insurance company our policy has been with. Each time, Farm and City was proactive on making the change.   Originally it was Progressive, but Progressive changed their fulltimers coverage and got really weird about how they calculated their "best rates", so we moved to National Interstate.  A few years later National Interstate was being flakey about claims, so we moved to Allied.  We were told Progressive retracted the changes and National Interstate got better again, but Allied is staying good so why move back?  Our experience is you don't want to be locked into a particular insurance company, you want an RV friendly broker like Farm and City or Miller to watch out for you.  



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Bill Joyce,
40' 2004 Dutch Star DP towing an AWD 2020 Ford Escape Hybrid
Journal at http://www.sacnoth.com
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The Junkman


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I went to miller and they gave me a quote from American Adventure or Blue sky.. can't tell.. $1700/yr.. rv only.. Is that High? 

Looks like they consider over 150 days .. full timing.. Question on the quote..



-- Edited by The Junkman on Thursday 10th of July 2014 01:20:08 PM

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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
Joe_Camper


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I'm looking at about 2K for truck and RV together. That's not bad. It would have cost me that much in Florida alone!

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Joe and Dodie and Furkid, Maggie

2012 Cedar Creek 36CKTS

2015 F350 Dually Lariat

http://joeanddodiesrvtimes.blogspot.com/

 
The Junkman


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Joe_Camper wrote:

I'm looking at about 2K for truck and RV together. That's not bad. It would have cost me that much in Florida alone!

 Man, Now I'm think about Montana and SD again.. Around and around I go...



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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
Joe_Camper


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Joe_Camper wrote:

I'm looking at about 2K for truck and RV together. That's not bad. It would have cost me that much in Florida alone!

 Oops! I meant to say it would have cost me 2K for just the truck in Florida!

 



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Joe and Dodie and Furkid, Maggie

2012 Cedar Creek 36CKTS

2015 F350 Dually Lariat

http://joeanddodiesrvtimes.blogspot.com/

 
Joe_Camper


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The Junkman wrote:
Joe_Camper wrote:

I'm looking at about 2K for truck and RV together. That's not bad. It would have cost me that much in Florida alone!

 Man, Now I'm think about Montana and SD again.. Around and around I go...

 I've been feeling the same way...round and round...



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Joe and Dodie and Furkid, Maggie

2012 Cedar Creek 36CKTS

2015 F350 Dually Lariat

http://joeanddodiesrvtimes.blogspot.com/

 
The Junkman


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Joe_Camper wrote:
Joe_Camper wrote:

I'm looking at about 2K for truck and RV together. That's not bad. It would have cost me that much in Florida alone!

 Oops! I meant to say it would have cost me 2K for just the truck in Florida!

 

 Yep.. i figured that what was meant.

 

 

 



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"Be who you are and say what you feel because those who mind don't matter and those who matter don't mind" - Dr. Seuss

 

 

 

 
Jo and Ben


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We had Progressive for years when we lived in the S&B. Started to go with them for the RV and truck, but one of the agents said they do not insure full-timers. I know many of you have progressive and are full-timers, but we just didn't want to risk having a future claim denied. We went with National General (not thru Miller but I believe Miller offers Nat General) and it ended up being $800 cheaper than Progressive anyway :)

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Jo & Ben

2014 Arctic Fox 32-5M  5th wheel pulled by a 2014 Ford F350 DRW

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Glenn West


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They do now. We been with them about 7 years.

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2003 Teton Grand Freedon  2006 Mobile Suites 32TK3 SOLD     2006 Freightliner Century 120 with Detroit 14L singled, ultrashift,  hauling a 2016 Smart Passion
Neil and Connie


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I checked with USAA yesterday and they still pass all full timer RV policies to their partners at Progressive…including overs.



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Glenn West


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It seems to us that it is where your domicile is that matters on cost. We were originally residents of NC. Insurance was cheap. Changed our domicile to Texas and got sticker shock with insurance.

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2003 Teton Grand Freedon  2006 Mobile Suites 32TK3 SOLD     2006 Freightliner Century 120 with Detroit 14L singled, ultrashift,  hauling a 2016 Smart Passion
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