Extended Warranties - RV-Dreams Community Forum

Speedhitch · RV-Dreams Family Member

Extended Warranties

Howard · Host

Hey Speedy,

We've recently become affiliated with WholesaleWarranties.net.

They are a warranty broker specializing in RV extended warranties backed by highly rated insurance companies. I've found that I can get pretty much the same warranty that Good Sam offers for a lot less money.

Jeff Shelton is the owner and he has assigned a Warranty Specialist that can give a discount to those that call or get an online quote and mention "RV-Dreams". Or you can click on the banner below and fill out a quote through us.

Our current extended warranty expires this month, and I've locked in our new extended warranty with Jeff. I know other readers have also found them to responsive and competitively priced.

This option may not be the best for everyone, but it's where we purchased our extended warranty, and we're putting our reputation on the line to represent them.

Speedhitch · RV-Dreams Family Member

Thanks Howard, Sherri and I have been researching for some time and we too like the rate they are offering. Did not know about mentioning RV-Dreams but you can bet I will.

Hope to see you both...

Somewhere in Time

MKdreamers · RV-Dreams Community Member

When is the appropriate time to purchase extended warranty, at purchase or later after factory warranty, if buying new? Thank you for this Fantastic site!!!!

Howard · Host

MKdreamers,

Extended warranty coverage does not kick in until the RV manufacturer and component manufacturer warranties have expired. However, the warranty companies understand that, so if you purchase an extended warranty at the time of purchase of the RV, the overall extended warranty cost is lower at that time (because they know they have one to two years where they won't be involved) and you lock in the lower cost.

With that said, the extended warranty companies consider the RV "new" for three to four years (depending on the company), and it is certainly better to purchase the extended warranty in that time frame. Once the RV doesn't fit in their "new" criteria, the cost of the warranty goes up quite a bit.

In my opinion, the best time to buy is near the end of the manufacturer's warranties, but before the RV is considered "used" and before you start having issues. If you haven't already, check out our webpage discussion of RV Extended Warranties to help set your expectations and how to get the most out of an extended warranty.

P.S. Thanks for the kind words. smile

rljmowl · RV-Dreams Community Member

We purchased an extended warranty thru Wholesale Warranty this week! They were great to work with. Very friendly and answered every questions we threw at them. We thought the price was good too!

Howard · Host

rljmowl,

Glad your experience was a good one and thanks for posting. Of course the real test is when it's time to file a claim. smile

rljmowl · RV-Dreams Community Member

Howard wrote:
rljmowl,
Glad your experience was a good one and thanks for posting. Of course the real test is when it's time to file a claim.

Hopefully that will not be any time soon, Howard!

PJM · RV-Dreams Community Member

Extended Warranties: If you become a Full Timer in your TT, are you covered within these extended warranties? Are there any limitations, on account of being a Full Timer? Thank You in Advance, PJM

Howard · Host

Hi PJM,

No, there are no limitations related to being a full-timer. Many of our customers are full-timers and we're full-timers - just had a claim for our refrigerator paid today. smile

cherylbrv · RV-Dreams Family Member

Howard, how does your plan compare to the Good Sam extended warranty?

Old Snipe · RV-Dreams Family Member

I looked into Wholesale Warranties and although the are fairly price competitive with the extended warranty I have now, my main concern is that they require to have all maintenance done on all the RV components, which I have done, but they also require the service to be performed by a dealer.

If you have a claim on a covered component, you must provide documentation from the servicing dealer with the required maintenance work done, the date, the mileage and the vehicle VIN number. It is spelled out right in the contract.

That caused me to reject Wholesale Warranties because I do much of my required maintenance myself, with receipts for the parts (oil, filters, gaskets, etc.) kept and also a corresponding log of my repairs/maintenance with dates and mileage. I've saved tons of money servicing my own RV as required.

My current warranty company is happy with that and has never denied any claim on things that have failed and I was not able to do. I had an engine alternator, my dashboard computer, my awning motor and my dash radio all replaced with my extended warranty.

So that kept me from purchasing from Wholesale Warranties. That is what is for my circumstances, if you're not handy and have all your required maintenance work done at RV dealers, it should work just fine.

Best Regards!

NWescapee · RV-Dreams Family Member

Our experience has been great so far, with 2 different claims on the fridge we are rapidly approaching the point where we have recovered all the upfront costs of buying a warranty with more than 4 years left on the warranty. Maybe we could be more "handy" but since we both work full time there's a cost / benefit from having an RV service repair, plus we've found a wonderful mobile tech who is in SD in the summer and AZ in the winter. Guess who we'll be calling with any issues this winter??? Yep, this wonderful tech we were referred to here in SD who will be spending the winter in AZ close to where we plan to be:)

We can do a lot of the "little things" ourselves but when the cooling unit on the fridge decided to start malfunctioning, it was beyond our level of expertise and we were glad to call in the experts and have it mostly paid for while we continued our "day jobs".

Howard · Host

Cheryl,

First of all, as a point of clarification, Wholesale Warranties is not a warranty company itself, but rather a warranty broker that represents several warranty companies. It depends on the needs of the customer as to which company we quote. Some companies are better for towables and some are better for motorhomes. Some will cover older RVs than others (i.e. one company might have a 10-year old limit while another may go to 12 or 13 years). And if Wholesale Warranties starts running into customer service problems with a particular warranty company (policies and personnel can change over time), that company will be dropped or no longer quoted. If Wholesale Warranties has a company that stands out, and has an excellent contract and customer service, then they will tend to quote that company as long as there is not a better alternative for the customer's needs.

Now, with that said, I haven't reviewed every company contract that we represent, but I have reviewed a few and the contracts are almost identical to the Good Sam Extended Service Plan which is a very good plan. Like Good Sam, all the Wholesale Warranty represented companies are backed by A-rated insurance companies. The main difference is that Good Sam is typically (but not always) much more expensive for pretty much the same coverage. That's why we got our contract through Wholesale Warranties - it was a lot cheaper for the same coverage.

For your own review and comparison, you can get a sample contract off the Good Sam website, and Wholesale Warranties includes a sample contract when they email a quote (or you can request a sample from the office). As for the pricing, you can get an online quote on the Good Sam Website (although I believe they usually quote just one year at a time), and you can request a Wholesale Warranties quote through us - RV Extended Warranty Quote Request - to compare.

Howard · Host

Paul (Old Snipe),

As mentioned in my post above, Wholesale Warranties represents multiple warranty companies. If the "licensed repair facility" maintenance clause was a sticking point, the office could have quoted you a different company. My contract with a different warranty company through Wholesale Warranties allows for either repair facility maintenance or self-maintenance. The key is documentation and maintenance in accordance with manufacturer schedules.

Now, with that said, in our admittedly limited experience, I've never heard of a claim being denied from any company because the scheduled maintenance was done by the owner rather than by a repair facility. Again, the key is documentation. Yes, the clause you mention is in the contract for one of our most-quoted companies, but I personally wouldn't stop me from going with that company if I kept as meticulous records as you do.

Mostly, you help me re-iterate the point that Wholesale Warranties is a broker representing multiple warranty companies. So, if any customer has an issue with the contract for the company quoted, that can be discussed with our office personnel and a different company can be quoted.

Old Snipe · RV-Dreams Family Member

Thanks, Howard for the clarification.

I didn't know that there were more than one warranty companies represented, I was going with just the information that was sent to me with the free quote. I read the information carefully and that service provider line jumped out at me. Unfortunately there was no mention of looking into more than one company or I would have looked further.

With the quote, information should be supplied that there are more than one company represented with different levels/types of coverage. Had I known that I would have looked further. :c(

What I did see, again, was that the particular plan offered me in the quote looked good, just not the right "fit" for my particular circumstances. After reading about many warranty denial horror stories, I didn't want to have any issues should I have needed a warranty repair.

Best Regards!

cherylbrv · RV-Dreams Family Member

Thank you very much, Howard, for the clarification. I look forward to contacting WW when I am ready to purchase my vehicle, if it is used. I assume I wouldn't need it for a new vehicle until the mfgr warranty expires, correct?

Oh, does WW cover any other vehicles besides travel trailers, fifth wheels and motorhomes (such as the tow vehicle, toad or scout vehicle)?