Hi Everyone. Well, after 15 years the RV-Dreams Community Forum is coming to an end. Since it began in August 2005, we've had 58 Million page views, 124,000 posts, and we've spent about $15,000 to keep this valuable resource for RVers free and open. But since we are now off the road and have settled down for the next chapter of our lives, we are taking the Forum down effective June 30, 2021. It has been a tough decision, but it is now time.


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RV-Dreams.com Home -> RV-Dreams Community Forum -> Community Chat -> Insurance question
Post Info TOPIC: Insurance question
Denise


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Insurance question
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In becoming a fulltimer one of the questions I have is dealing with "fulltimer insurance", does anyone have it and if so what does it cover and who carries this type of insurance?

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Denise
http://cruzin2some.blogspot.com

2004 Chevy 3500 Dually, 2007 Holiday Rambler-Alumascape Fifth Wheel
bjoyce


RV-Dreams Family Member

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Start by looking at Howard's write-up - http://www.rv-dreams.com/rv-insurance.html. I think it will answer many of your questions.

Howard and Linda like Miller Insurance, which has a good reputation. We have insurance through Farm and City, http://www.fcisinsurance.com/rv-advantage.asp, which also has a good reputation. I know they moved us from National Interstate to Allied a few years back and considering what I am hearing about National Interstate lately, I am glad they did.

Edit: Many RV insurance companies, including Progressive, require you to have full-timers insurance if you are on the road more than 5 months a year.  At least that was true when we started full-timing in 2003.  We have full-timers insurance with a rider for our storage unit.

-- Edited by bjoyce on Sunday 20th of December 2009 03:21:37 PM

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Bill Joyce,
40' 2004 Dutch Star DP towing an AWD 2020 Ford Escape Hybrid
Journal at http://www.sacnoth.com
Full-timing since July 2003
Kerri


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A very good question and very good information in the answer!  Thanks to both of you...

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Kerri in AL :-)
Proud owner of a little Class C... Will be part-time/full-timing soon!
HomeschoolingSolo.Blogspot.com

"For those that believe, no explanation is needed.
For those that do not, no explanation will suffice."
Postalpair


RV-Dreams Family Member

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We use Farm and City as well.  Great company with great employees.  They answer all of your questions and claims with effeciency.  We have full-timers insurance and carry an umbrella policy as well.  We had friends that didn't have full time coverage and had an at fault accident.  It wasn't good, and they are still trying to get back on their feet.  no  disbelief  cry  confuse
To us it is worth the piece of mind to know that we are fully covered.  All we own is in our rig.  We have nothing in storage.....with us it was full time......all the waybiggrinbiggrinbiggrinbiggrin

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Postal Pair
Living the Dream and Loving it

http://www.postalpairretired.blogspot.com
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