Our Carriage Cameo came with a 2 year total warranty and a 5 year structural warranty and we decided that was sufficient. We had a few minor problems in the beginning that were handled by dealers, but nothing serious, nor expensive. The few issues that have come up since the warranty expired have been maintenance items like tires and batteries that wouldn't have been covered anyway.

Most people we have met that took the insurance have been sorry they sprung for it. It's usually expensive and not too easy to get things covered when they do go bad. It's probably better to do diligent research beforehand and choose a reliable maker. In that respect online discussion groups can be invaluable. Most brands have groups you can join before you buy.

Good luck,

Jill Paul,

First off, Welcome to the foums. Like Fred said a lot of makes have online clubs/forums specific to their brands. The Montana site is the Montana Owners Club.

http://montanaadministrator.forumco.com/

There is a lot of good info there specific to us Montana owners.

I did purchase an extended service contract (warranty) to cover the big ticket items (a/c, fridge, furnace, water heater, slide outs, ect.). I have yet to use it (or need it) but it's there just in case. I paid right at $1,000 for the 7 year coverage w/ $50 deductable. I like having the piece of mind it brings since I can absorb a $50 hit to the budget better than a high $$$ repair bill. Others will disagree but I felt at the time (and still do) that it was worth the gamble to have it vs. taking my chances.

Please check out the MOC site and ask away here as well. Nice to see another Montana owner here in the "family".