Hi Everyone. Well, after 15 years the RV-Dreams Community Forum is coming to an end. Since it began in August 2005, we've had 58 Million page views, 124,000 posts, and we've spent about $15,000 to keep this valuable resource for RVers free and open. But since we are now off the road and have settled down for the next chapter of our lives, we are taking the Forum down effective June 30, 2021. It has been a tough decision, but it is now time.


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Post Info TOPIC: Health insurance for full timers


RV-Dreams Community Member

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Health insurance for full timers


We want to go full time.  My husband is 67 and has medicare.  I am 57 and have years to go before medicare.  We are working on our budget to see what it will take to go full time.  Lots of numbers are flexible, but health care is not  and it is a hugh expense.  Practically a budget buster.  What do you do?  Do you go with out it, get major medical or what?  I look for your thoughts.

 

Thanks.

 

Nanon Foote



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N Foote


RV-Dreams Family Member

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DH has insurance through the ACA with Blue Cross.  In state and in network it works so when we are in the area for our home base he does doctors appointments, etc.  In case of an emergency it will only covered if an emergency through the emergency room.  We were told under the ACA all policies cover emergencies even if out of your state.



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Patti and Ed

and their feathered kids in the Lipson Chicken Coop

a 2008 Powerhouse CoacH

No longer dreaming...... 😎



RV-Dreams Community Member

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Thanks. I wonder what the new health plan will be like.


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N Foote


RV-Dreams Family Member

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Posts: 42
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This is a huge concern for my Wife and I, as well. Wife drew the cancer straw at 43. She's OK now, but without good medical insurance, our boat might have sunk, so to speak. $1200/mo for COBRA coverage is a major burden for us, but given our past experiences, it's money well spent. We are covered in all states, with a $4000 max out of pocket. I am nervous about the future, but am holding out hope that the suit-dummies in DC will get it right somehow. Funny, I know! Regards, Kyle

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RV-Dreams Family Member

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We are full time and I retired at 63 and have had nationwide coverage thru BC with ACA for two years now.

We are domiciled in Florida and this year my monthly premium is $99. and I have been very pleased with the coverage. BC has provided in writing should ACA be overturned it will "hold" the monthly premiums thru the end of 2017.

I met with a health care navigator to discuss my options, time well spent he was VERY helpful; plus I did a ton of research on my own.

Good luck and let us know how you make out.

Susan

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Susan & Gary

2017 Honda Pioneer 1000-5
2017 Cyclone 3611JS
2016 Dodge RAM 3500 Cummins Dually



RV-Dreams Community Member

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Posts: 6
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My premium went up to 750.00 with a 7000.00 deductable. Found short term health insurance agile. For 11 months. It will get me to Medicare. 250.00 a month 2000.00 deductible.. never thought i would be looking forward to 65

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