Hi Everyone. Well, after 15 years the RV-Dreams Community Forum is coming to an end. Since it began in August 2005, we've had 58 Million page views, 124,000 posts, and we've spent about $15,000 to keep this valuable resource for RVers free and open. But since we are now off the road and have settled down for the next chapter of our lives, we are taking the Forum down effective June 30, 2021. It has been a tough decision, but it is now time.


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Post Info TOPIC: RV Living


RV-Dreams Family Member

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RV Living


 

 If you're traveling around in an RV, snowbirding with an RV or living in an RV this reference is a good read.

 

http://www.federalreserve.gov/SECRS/2011/May/20110511/R-1406/R-1406_042911_69602_431795694932_1.pdf

 

FastEagle

 

 

 

 

 



-- Edited by FastEagle on Monday 29th of September 2014 11:23:54 AM

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RV-Dreams Family Member

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I'm not sure I would call this a "good read". Lots of legal stuff in here. Any lawyer types around to distill this into layman's terms? Are these regulations wanting a $20K RV loan for a travel trailer or 5th wheel to be treated like a sticks and bricks purchase?



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RV-Dreams Family Member

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That's my take, also.



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RV-Dreams Family Member

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Allow me to add that the document linked to was created back on April 29, 2011, so it is over three years old.  How that age might effect the information that is given in the document is difficult to know without some updates as to what regulations that the regulatory bodies were choosing to implement that have actually been implemented.

Terry



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RV-Dreams Family Member

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Look at the last page..

Lots of real stats there..

I liked the read.. 2011 is not that long ago, considering how long it takes to get a law passed, etc..

Intresting... Thanks for the post!

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RV-Dreams Family Member

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RE: RV Living-- it's the Mortgage silly.


and for those really not interested in the technical details.

quick synopsis (and yes, I did read it)

In 2011, the Federa Reserve issued a rule to try and mitigate the problems stemming from the 2008 housing crash.

 

One of the rules (rule Z) affected how mortgages are issued.

and one teeny sentence included (in the view of the RV dealers association) a quick reference to our stuff.

 

If you're NOT financed, with a mortgage or loan on your RV, you can safely skip the original document.

 

Cheers



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RV-Dreams Family Member

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RE: RV Living


Thank you Mitch.....I was putting off reading it, due to not wanting to wade through stats and such. Now I know I do not need to read it.

Blissfully ignorant on some things still,
Kim

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