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My husband and I lost our home to foreclosure 2 years ago. Since then, we are in our 2nd rented home, on a yearly lease. It's up for sale but we knew that going in. We had no choice since we have 3 old dogs and could NOT find ANYONE willing to rent to us out here in SE PA...Chester County. My husband is a flooring contractor...25 yrs in the business. Work isn't always steady so we live paycheck to paycheck and it's getting harder and harder to keep our heads above water. We juggle and rob Peter to pay Paul. I like the place we're in because of all the space but we honestly don't know if we'll be here next year. The landlord could decide not to renew the lease, it could get sold. Meanwhile this summer, I'm gong to have yard sales to try to sell most of the stuff we have in storage. It will be hard not being able to have our furniture and items I've collected over the years but we're seriously thinking of just moving into our Class A RV and trying to find someone who will rent us a site with W/E/S hookups. We don't know where to begin and my husband is situated out here work wise. He's getting more leads but most of the work is Insurance jobs so he doesn't get paid until the people who subbed him get paid. We're thinking it would be so much cheaper to live in the RV and rent might be a lot cheaper. We just don't know where to start looking or how to even begin. We don't want to leave SE PA because of my husband's work and we want to be able to visit the grandkids a couple times a month. We have no savings and while he makes good money when he works, it's spotty right now. Any info and advice is VERY much appreciated. Feel free to email me directly at: email@example.com
Cheryl in NJ
Still planning. We'll get there eventually!. My blog is http://mitcherylrv.blogspot.com/
We have begun to check out the CG's and thank you for the wonderful advice.
We are from Chester County before we went fulltime 13 years ago, so welcome neighbor. Try Brandywine Creek Campground in Lyndell.
Jack & Danielle Mayerhttp://www.jackdanmayer.com,2009 Volvo 780 HDT, 2012 New Horizons 42' Custom 5er, smart carNew Horizons Ambassadors - Let us help you build your dream RV.....
With regards to finding a place to park the RV so you can live in it, check out any mobile home parks in your area. While I know nothing about them in Pennsylvania, here in Oklahoma City, there are a number of mobile home parks that have areas for RV's or can allow a regular mobile home lot to be used by an RV. If you foresee that you will be in the area for some time, you may find it to be less expensive than the campgrounds and RV parks.
Terry and Jo2010 Mobile Suites 38TKSB32008 Ford F450 2010 Ford F150 as Tag-along or Scout Two minor works in progess....pictures taken over the years and a webblog:Our photos on PhotobucketIgnoring the Barking Dogs - Terry's Blog
I'd put pencil to paper & create a list of your current expenses, then compare the expenses you'll have if you move into the RV.
For example, your house rent vs lot rent in an RV park. Utilities - are any included in your current rent? What utilities will you have to pay in a campground?
Is your Class A a 4-season unit? If not, what expenses might you incur to make it more livable during winter? Also, your propane & electricity cost in winter may be fairly high if your rig is not well insulated.
Insurance is another budget line item. You might want to change the insurance you have on the RV when you're living in it full time.
These are just some items to compare to see if moving into the RV would really be cheaper.
08 Mobile Suites 38RLSB3
FT - July 2013
2010 38TKSB3 DRV Mobile Suites
2012 Ford F450
Dale and Ruth Travelling with Tazzy Kat!
You may want to think about a trailer of some kind since you are going to be stationary. The price of a motorhome includes an engine and in your case, you don't need an engine.
Insurance will be cheaper on a trailer because it doesn't have an engine.
Just some food for thought.
We have been full-timing for two years now, and operate a consulting business from the road,but for the first year and a half, we were tied to a local business we owned and finally closed. We had a house to sell and had some equity, but quickly realized that our savings and equity would last us a lot longer in retirement, so we found an excellent local RV park, which offered extended stay rates, deeply discounted,which were lower than any rent we could find in a place we would want to live. One of our neighbors in the park had just your situation,and has been happily living in their class A while the husband is working. They are quite happy doing so, and they have been able to recoup financially, by doing this. You mentioned that your husband is a flooring contractor. The folks I mentioned decided to re-do all the floors in their coach,as well as other mods on the coach. They found a flooring guy who was willing to replace the carpet and flooring with new carpet and laminate flooring,on-site here in the park. The contractor did such a good job and at a price far less than any of the RV places wanted, that we and two others had the same guy do ours (even though our coach is two years old, we wanted laminate and the carpet on the slides and stairs was showing wear. I suspect the guy will get more work as a result, as this is a busy park with lots of in & out activity. We went to a local flooring distributor, picked out what we wanted,paid for the material and then paid the guy for his labor. Just mentioning this a an area for thought. We are now mobile 3/4 of the year, but come back her for a few months each year. We were very pleased to get this done onsite..a big deal for full-timers(with old dogs, too!). Terry offers a great possibility of looking for nice mobile parks set-up to take RV's. We couldn't find that here, but wish we had.Since we no longer have to be "in town" for the business we closed, we found a place 55 miles out, with super amenities, for $250 less per month than we now pay, when we are here. Our experience is that it costs less to live as we now do than when we had the house. While we have mild winters, we have very hot summers, and even with metered electric, we pay less than in the house. We were very lucky that the buyer of our house bought everything in it, as well, and I realize that things became simpler for us, but I think you are wise to consider the R.V. option. I wish you well. Richard
Richard & Ginny, travel with Buster,our Schnauzer boy. 2010 Ford Lariat PSD;2011 Open Range 345 RLS, 5th wheel."Not all who wander are lost".
Hi Linda, We already Have a Class A. We don't have savings and we'd never afford to buy a trailer with our credit. The whole point is living in what we have to save money. But thanks for the advice.
Hi Richard, I appreciate all your helpful advice. That is exactly why we're considering living in our RV. It's just a matter of finding a place out here in PA that would let us live on a site year round. I'm not ready to move out of state and leave my children and grandchildren behind yet. Thanks again.
Life is too short. Live it Now!
Currently at Shady Acres RV Park Lebanon; Tennessee
Oh I didn't realize you already have a motorhome. :) Then that makes perfect sense!!!
This is an older post, hope your situation is going well!One idea that occurs to me, if your husband is a flooring contractor, perhaps being in an RV might expand his working territory? Maybe you could use the opportunity to seek out jobs farther afield, also, there are "night watch" opportunities for parking an RV, maybe if your husband scores a job on a larger construction site, you could park there, and do duty as the night watchmen.
2004 Fleetwood Fiesta 26Q Class A